Homes in St. Peters and St. Charles Mo.

Dwight Puntigan Your Professional Realtor

News

Real Estate Industry News: Today's Top Real Estate News
Provided by Inman News

Slowing economy, the Fed and rate hikes
Oil prices, Treasury bonds play key role in policy stance

Real estate investor pleads guilty to $17.5M fraud
Scheme involved 280 properties in Kansas City

Buyers are liars
Diary of a real estate rookie

Survey: Home-buyer, seller demand on equal footing
Exceptions are in Northeast, Western states, Chicago area

Iowa real estate turning into buyer's market
Some cities say goodbye to sales, price growth

Chicago Gold Coast Luxury Home Video
Truly a unique Gold Coast home at $10,500,000

News for HomeBuyers and Sellers: Today's Top Real Estate News
Provided by Inman News 

Slowing economy, the Fed and rate hikes
Oil prices, Treasury bonds play key role in policy stance

Dos and don'ts of mixing architectural styles
Some homeowners need artistic license revoked

Replacing old windows trickier from indoors
Homeowner's vertigo presents tough job ahead

Pros and cons of joint-tenancy home ownership
Surprising things can happen in dire circumstances

Renter's insurance worth the extra cost
Increased protection benefits landlords, tenants alike

Chicago Gold Coast Luxury Home Video
Truly a unique Gold Coast home at $10,500,000

Mulching

Mulching offers multiple benefits in the landscape. Neutral-colored mulch sets off colorful ornamental plants from the surrounding lawn or pavement, providing visual appeal. But it does much more than beautify the landscape; according to the TruGreen ChemLawn Lawn and Landscape Institute, mulch also helps maintain strong and healthy plants.

Good organic mulch materials include pine needles, bark, shredded cypress or cedar (which also has good insect-repellant properties).

Advantages to Mulching

Mulching helps ornamental plants:

  • Conserve moisture
  • Maintain a more uniform temperature in the root zone
  • Become established more quickly in a weed- and grass-free area

Other benefits of mulching include:

  • Preventing mechanical injury caused by lawn mowers and weed-eaters
  • Improving soil structure, where organic mulches are used
  • Limiting weed growth

Lay It On

Like compliments, you don't want to lay it on too thick. A good rule of thumb is to apply a layer of mulch that's one to three inches deep. Any thicker, and roots will begin growing in the mulch (where they are more susceptible to drought and low temperatures) instead of the soil. Mulch can accumulate over time, so check the existing depth before adding more.

Other Tips

Make sure that your mulch does not layer against the base or trunk of the plant. It could cause decay and winter injury. Also, plastic is not recommended as mulch material, as it does not decompose and can trap excess moisture. You also want to avoid using plastic under mulch, because the soil underneath the plastic will dry out, inhibiting the growth of deep plant roots that better withstand climate extremes.

Frequently Asked Questions

I heard from our county extension agent that mulching is beneficial to my landscape. Is it possible to use too much mulch?

Yes, it is possible to use too much mulch. The mulch layer should be approximately two to three inches deep. As the mulch decomposes, add more to maintain this optimum depth. Also, do not mulch right up to the base of trees and shrubs.

Is it necessary to apply mulch around plants each year?

No. Only apply mulch when needed to maintain a two-to-three inch layer. Any thicker layer of mulch may cause problems. You can rake the mulch to give it a new look.

Is spring a good time to apply mulch around my trees and shrubs?

Yes. However, wait until the soil has a chance to warm up. Maintaining a two- to three-inch layer of mulch is all that is necessary.

Should I mulch annual flowers?

While it is not necessary to mulch annuals, these plants will benefit by retaining more water. The greatest results will be in areas that tend to dry out rapidly. Apply the mulch at a depth of one inch around annuals.

 

 

 

Weed Control

What you can't see now can hurt your lawn's appearance later. While your lawn lies dormant and weather conditions tend to be wetter in many areas, spring and summer weeds could be lurking in the grass. Research by the TruGreen ChemLawn Lawn and Landscape Institute reveals that lawns that have been thinned by disease or insects are especially susceptible to invasions of weedy grasses and broadleaf weeds.

Without taking preventive measures at the right time, you could be facing a patchwork of color and texture within your lawn. Weedy grasses often contrast greatly with desirable turfgrasses and can be difficult to eliminate once they've become established in your lawn. Broadleaf weeds, such as dandelions that rise well above the turf and produce flowers, are even more visible within a uniform carpet of green.

Unwelcome Guests

Weeds also pose a major problem in landscape beds in spring. Instead of hand weeding, you may be able to use a pre-emergent herbicide to control weeds that grow from seed as the weather warms up. Read labels carefully before selecting and using any of these products to make sure they are best suited to your particular weeds and won't damage surrounding plants.

Grassy invaders

Grassy weeds, or unwanted grasses growing in the lawn, can be subdivided into annual and perennial grasses. Annual grassy weeds, such as crabgrass and annual bluegrass, are generally easier to control than perennial grassy weeds like dallisgrass and bentgrass. However, annual grassy weeds are also notorious for their ability to produce seed. This makes them difficult to eliminate totally from your lawn and explains their survival from year to year. A well-timed treatment prior to spring germination can prevent a summer invasion of crabgrass, foxtail and sandbur grasses. Left uncontrolled from seed, crabgrass alone can choke out desired turf grasses and develop ugly seedheads in the fall that lay the groundwork for next season's crop.

Perennial grasses generally grow in hardy clumps (dallisgrass, orchardgrass, and tall fescue) or through very aggressive creeping stems (quackgrass, bermudagrass, bentgrass, and nimblewill). The challenge is removing perennial grassy weeds without harming the lawn grass you've worked so hard to cultivate.

Broadleaf weeds

Broadleaf weeds are characterized by their growth pattern. Plants that grow from the center of the plant are called rosette weeds, while weeds that sprawl along the surface of the ground are known as creeping weeds.

Common rosette weeds

Dandelions, plantains, and docks are examples of rosette weeds. Their leaves radiate from one central point on a very short stem that barely rises above soil level, making them almost impossible to pull cleanly from the ground. In addition, these plants produce flowers on the tops of tall stalks, further ruining the look of your lawn.

Common creeping weeds

Clover, chickweed, and lespedesa are creeping weeds that can create the appearance of large unsightly patches in the lawn, especially if several of the weed plants overlap each other. As the stems radiate from a central point and hug the ground, they can establish roots at multiple points. This makes them more difficult to remove, and when they are pulled, they can leave large bare spots in your lawn.

Dealing with Weeds

How can I get rid of crabgrass?

Crabgrass is an aggressive weedy lawn grass that emerges each spring from seed. Mow your lawn high to thicken it and reduce the ability of crabgrass to establish in your lawn. If you use a crabgrass preventive, it must be applied before seed germinates in late spring.

I treated my lawn last summer for dandelions, yet they always seem to reappear in spring. Why?

Dandelions set seed in puffballs that are released by the wind and can be blown from one lawn to the next. Most dandelion seed germinates in the fall. The plants you see in your lawn this spring probably germinated after you applied a weed control last summer. Reapply a control product this spring once air temperatures rise to the proper level for the materials to work.

How do I control wild violets?

Wild violets are perennial plants that emerge each spring, forming beautiful, delicate flowers in late April to early May. Control is very difficult and usually requires a formulated application of a weed control product in spring for best results. Control will take more than one application over several seasons. Wild violets are favored by moist, shaded growing conditions. Eliminating the weed without considering site conditions is a short-term solution to this weed's persistence


Mowing

Often delegated to the nearest teenager looking for extra cash, mowing might seem to be a necessary and goof-proof chore. But when you see the difference between a well-mowed lawn and one that's mowing-challenged, it makes sense to give your lawn the best possible trim.

A properly mowed lawn grows thicker and has deeper roots, which makes it more durable and better equips it to combat weeds, insects and diseases. According to the TruGreen ChemLawn Lawn and Landscape Institute, mowing mistakes can show up in discolored grass tips, brown spots and even damage to the lawn.

According to the experts at the TruGreen ChemLawn Lawn and Landscape Institute, the most common mowing mistakes are mowing too infrequently and cutting grass too short. Here's what they advise to watch for:

Scalping

Avoid letting grass grow tall and then removing more than 1/3 of the leaf blade. This approach is "scalping" and can damage the lawn. Mowing the grass extremely low can also damage the lawn by cutting into the crowns of the plants.

Sharp blades

Make sure your mower blades are sharp to cut cleanly. Dull blades can shred grass and cause discoloration at the tips. Frayed grass blades lose too much moisture to rapid evaporation. Sharpen the blades of rotary mowers several times each growing season. Reel type mowers usually only require sharpening once a year, but adjust them to ensure they cut cleanly. Some grass species have tough-to-cut blades, which causes blades to wear quickly.

Damaged grass

Raise the mower height a notch or two when mowing a lawn that's recovering from drought, insect damage or disease.

Grass clippings

Recycle grass clippings on your lawn to reduce water loss, lower soil temperatures and return nutrients to the soil. Save the trouble of bagging and keep clippings out of our already-clogged landfills. In fact, many communities will not accept grass clippings in household trash. Furthermore, if the lawn is mowed frequently, clippings degrade very quickly and do not contribute to thatch build-up.

Wet or wilted grass

Avoid cutting wet grass, which can cause clippings to clump together and smother your lawn, creating brown spots. Especially during the hot part of the day, cutting wilted grass can also cause severe damage to your lawn.

How low to mow

Select the proper mowing height for your lawn. Measure the grass plants after mowing a very small area, then adjust your mower as necessary. Always mow your lawn at the recommended cutting height. Optimal mowing height in inches:

Hybrid Bermudagrass 0.5 to 1.0
Common Bermudagrass 1.0 to 1.5
St. Augustinegrass, Bahiagrass 3.0 to 3.5
Zoysiagrass 1.0
Centipedegrass 1.0 to 1.5
Ryegrass, bluegrass, fine fescue 2.5 to 3.0
Tall fescues 2.5 to 3.0

Know when to mow

The best guide on mowing frequency is the growth of your grass: plan on cutting off less than 1/3 of the grass blade in one mowing. Keep in mind that certain grasses, such as bermudagrass, zoysiagrass and centipedegrass, require close mowing to stay healthy. Allow these grasses to grow too high and their stolons and crowns tend to grow upright, promoting thatch development.

So you miss a mowing

During periods of rapid growth, lawns may require mowing as frequently as every three to four days. Of course, sometimes we just don't get around to mowing as often as we'd like. In these situations, when your grass has grown too high, reset your mower to its highest cutting level. Three or four days later, reset the mower to cut at the normal height, and mow your grass again.



Brace Yourself:

Can steel effectively replace wood in new home construction?

by Carey Carson

Traditionalists always cringe when this type of discussion comes up and indeed, anyone who's reveled in the smell of newly sawn timber or gloried at a well-formed pile of sawdust, evidence of creation itself, must be unnerved by something like steel's inarguable cold sterility. . .

But then, with lumber prices making their climb skyward and showing no signs of letting up, perhaps they cringe a little less.

Light-gauge, cold-formed steel is turning up with increasing frequency in all sorts of structural components: studs, tracks, columns, rafters, beams, and pretty much every other component of modern homes, and few would argue that steel construction is more ubiquitous every day.

How, then, does steel stack up against wood in terms of efficiency, strength, cost, and other essential characteristics?

Steel, of course, is not subject to many of wood's deficiencies rotting, cracking, warping, and pests, to name a few. With good installation to rigid codes, steel framing is very strong, holding up to the extremes of nature quite well. Steel doesn't burn, so steel-constructed homes have a lower fire risk than traditional ones, and although steel is currently more expensive than wood construction, the price of steel is far more stable than is that of lumber.

What, though, of the environmental cost? The good news is that steel is one of the most recyclable (and recycled) materials in existence, with about 65% of ALL domestic U.S. steel being recycled.

This means that, while a wood house can use many hundreds of trees, a steel house can require as little as a half-dozen junked cars. Additionally, because of engineered standards for steel, much waste is eliminated in terms of trimming and cutting.

On the flipside, steel conducts heat about 400 times better than wood, which means it sucks (and blows) as an insulator. The result is that cold spots can form where steel framing exists, and additional insulation measures have to be taken to meet minimum R-value requirements.

There are several approaches that can be employed to counteract this problem, but overall, if you're making at least a partially-environmental decision, it will currently boil down to choosing either greener-sourced materials or greener building efficiency.

Steel's advantages continue to grow as practices are further standardized, as techniques are improved upon, and as wood prices rise.

It may not be the perfect material steel manufacturers claim, but neither is it a material to be ignored.





Coming out of the Walls: How Infrared Technology is Changing

Home Inspections

by Carey Carson

We've all been suspicious at some point that perhaps a seller was not quite disclosing all of the known problems associated with a particular property.

We've all wondered, catching a glimpse of an empty 5-gallon pail of drywall mud in the corner of a garage, just what serious problems have simply been plastered over, waiting to provide the most unpleasant of surprises to an unsuspecting buyer months or years down the road.

Usually these problems are caught before it is too late by a talented and knowledgeable building inspector. But what if they aren't?

When major, previously undisclosed problems make an appearance, what ensues can become ugly indeed. Even with home warranties becoming more common, such situations often develop into conflicts and lawsuits that can drag on for months, and that quite rarely benefit either party in their resolution.

Some interesting new products from
HomeSafe Inspection, Inc. have real potential to minimize and prevent these disputes by vastly improving inspectors’ effectiveness.

HomeSafe's inspection system combines acoustic technology, pattern recognition software, and perhaps what's most interesting, infrared scanning.

Homesafe's patent-pending acoustic sensors are highly specialized and structural-borne, and enable inspectors to hear termites without causing damage to a home even in areas where termite activity is not observable.

The acoustic sensors work in concert with the pattern recognition software that is also part of the Homesafe package. The software, which is also patent-pending, is loaded onto a handheld PC, and is able to isolate sound patterns that indicate that termite activity is present, greatly reducing the instance of human error in termite detection.

What is most exciting about the HomeSafe product, however, is its infrared scanning component, which employs a combination of an infrared camera and a digital camcorder. The infrared, thermal imaging camera is able to detect temperature variations through walls as slight as .08ºC, and can operate in a temperature range from -20ºC to 150ºC. The infrared and digital images captured by the camera duo can be downloaded and printed from any computer.

Just what the infrared camera is able to detect is impressive to say the least:

Areas of the house into which moisture has penetrated, tunnels made my mice or other pests, missing or inadequate insulation, faulty framing and construction, termite activity, and hot or defective wiring.

Not only is HomeSafe's system effective at detecting all of these problems, which enables homeowners to address problems before they develop further, and to minimize the costs associated with misdiagnosis, it also does so without removing so much as a nail or damaging so much as a baseboard.

The implications of a technology like that developed by HomeSafe entering into widespread use are obvious and, at first, unsettling. No houses are perfect including brand new ones.

With so much suspicion involved in the process of buying an older house already, once infrared technology can quickly detect even small inadequacies, will anyone ever be able to close a deal again?

Building inspections unnerve buyers, sellers, and agents as it is sellers for fear of losing their sale at the last minute, buyers for fear of discovering that something prohibitive is wrong with the home they've already set their hearts on, and agents for both reasons, and traditional inspections clearly cannot be as thorough as systems like the one being offered by HomeSafe.

As a result, some individuals have suggested that it might be in our best interest to attempt to suppress this technology in an effort to avoid a dramatic increase in the number of buyers backing out of sales at the last minute and the generally greater difficulty that will result in selling any house.

There is certainly no need, however, to take such an alarmist stance. Our initial response to any element that will likely improve the real estate industry should not be to resist that element, but rather, to embrace it.

Not only would a more thorough picture of a home's problems encourage more appropriate pricing, minimize the potential for sellers to be dishonest, and cut back on post-sale conflicts, it likely won't bog down the sale process much at all.

Most agents would testify to the fact that when buyers have fallen in love with and decided on a home, 99 in 100 will follow through on their intention to purchase regardless of what obstacles and problems present themselves in the process.

When buyers discover problems with the property they have already decided to purchase, their first reaction is virtually never to walk away from the sale. Rather they usually either attempt to make arrangements for the seller to fix the problem or to drop their asking price correspondingly. Most sellers are willing to do so because of how far they've already proceeded through the sale process.

So no matter how terrifying the prospect of turning up the Greater Metropolitan Termite Association just behind your bedroom wall may be, remember that more knowledge is better than less, and in the end, knowing will benefit everyone involved.


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A Silent Killer Lurks Behind Your Walls

Why Mold is Gold for some and others just find the whole debate cheesy.

by Carey Carson

Protect your family, because extreme danger may be knocking at your door! Killer bees are coming, kidnappers are everywhere, and lurking behind your walls, you very well may be playing unwitting host to the silent killer mold!

We've all heard of the scourge of black mold, toxic mold, and have likely encountered entire companies dedicated to mold remediation. I cut into a wall in the basement of my old house the other day and found an alarmingly large and disturbingly black area surrounding a window. A respirator, full plastic coverall, gloves, and an air cleaner later (and looking sexy as can be), I started the removal process.

After a few deft crowbar maneuvers, I realized that the problem was even more widespread than I had initially thought, and I reached for the yellow pages and my slightly annoying, know-it-all friend, Google.

I found two local mold remediation experts and 375,000 websites for basement mold (in 0.19 seconds, by the way). The first site I looked at had the following heading:  DangerBusters:  Toxic Black Mold Inspectors, Toxic Black Mold Inspection, Toxic Black Mold Testing, Toxic Mold Analysis Laboratory, Toxic Mold Remediation, and Toxic Mold Removal accompanied by an entirely disturbing picture of a menacing-looking Mold monster growing hidden inside a wall.

After spending some time perusing this and a few other sites, and becoming more and more afraid, I calmly collected the entire contents of my basement, including all of my clothes and several pieces of furniture, and gathered them in a pit, covered them in gasoline, and set them on fire . . . almost.

Not being one to jump to conclusions (except that time I heard that carbs made you fat and ripped the carburetor out of my Jeep), I looked through a few less-partisan sites (read: ones that don't sell mold remediation equipment).

Health department sites certainly agreed about a few things, first among which is the fact that there are somewhere in the neighborhood of 100,000 different known types of mold, but that there's good news  if you'd like to avoid exposure to mold entirely, the moon's lack of water and atmosphere makes it relatively safe.

On Earth, however, get used to it.

Experts also agree that potential health risks can be associated with mold, as they can with grass, newspapers, and fuzzy bunnies playing in meadows. A handful of the 100k + varieties of mold have been found to be harmful when their spores are inhaled (usually during removal, when the mold is disturbed).

How harmful? Nobody knows, of course, given the fact that there's so much badness in our air in general it's virtually impossible to isolate any sort of cause-and-effect with inhaled particulates.

These, of course, are the things we fear most; those over which we have little control, know little about, cannot see, and can scarcely avoid altogether.

The most underreported aspect of the health risks associated with exposure to airborne mold spores is naturally the extent of the health problems. Essentially, people who are allergic to mold (about 3%, depending who you ask), will have an allergic reaction like I have every time I even say the word cat.

More serious problems do seem to occur, notably adult-onset asthma and short-term memory loss, both of which tend to disappear after victims have moved or received a settlement in their lawsuit, whichever comes first.

So alarmism in terms of mold is fuelled by two primary elements:  film at eleven-style reporting that embraces anything that incites fear, and companies that sell products and/or services for mold remediation. Is the fear justified?

Well, if you're pregnant, very young, very old, immuno-suppressed, or have an existing respiratory condition, yes. If you fit any of these criteria, then, well, you're at risk from pretty much everything. This is the classic catch-all group of at-risk people, a familiar list that is attached to virtually everything that may not be extremely harmful, but just in case.

This is not to say that mold cannot be harmful. It has been suggested that the curse of King Tut's tomb was not a curse at all, but the result of exposure to some nasty mold. It seems that the king was buried with some food to ensure his postmortem comfort, and sealed in.

When explorers opened the tomb in 1922, about two dozen of them died shortly after entering. It has been theorized that the mold that had been left to thrive for centuries became deadly. This is unproven, but not entirely unlikely.

So, as usual with such seemingly deadly forces in nature, do your research, read the fine print, and make informed judgements. If you are in a high-risk category, by all means, avoid mold as much as you can.

Do you need to make a $30,000 phone call to mold remediation specialists and burn all of your possessions? Well, that's why lawyers who sue for reparations for improper building construction leading to the development of toxic mold openly use the phrase, mold is gold.

Mold has its positives too, of course. Scrubbing the last 2 x 4 with TSP, I thought to myself, I once had a slice of French goat's cheese that was so good, it made all of this worthwhile.



Naughty Realtors®:

Is raising standards an end that justifies its means?

by Carey Carson

Guess what? You're moving back in with your parents! At least, it may seem that way if the group of Realtor® associations currently attempting to set up a standards and review system in the U.S. has its way.

Plans for a non-profit corporation whose intent is to better-train Realtors® and brokers across the country in terms of higher customer service standards have been announced.

The explicit intent of this group is to establish national standards and to ensure that those who meet or exceed those standards are rewarded for it.

A not-insignificant movement, initial involvement includes 51 Realtor® associations, which represent about 280,000 Realtors®, and the ambitious group expects to officially launch this spring.

The group's consumer-centric standards will be an attempt to curb many types of unprofessional behavior, and to encourage positive practices. One of the reasons for the group coming into being is the extremely high number of new agents entering real estate without really being serious about it as a career.

The constant stream of rookies tends to drag down any area's median standard of service and generally make things more difficult for experienced and dedicated Realtors®.

It's not an agent's newness in itself that's the problem, it's those who get a license to sell real estate on the side and never really take the business seriously who cause the rest of us headaches.

Part of the group's purpose will be to police these new agents practices and a far better solution than simply doubling or tripling membership dues, as was recently suggested on RealTalk.

On the surface, this is an idea that makes sense. No one is more angered by poor service standards and unknowledgeable agents than I. No one is more galled when the entire profession is given a bad name by the handful who don't take it seriously and don't do a good job.

That said, how many aspects of such a plan could be a disaster?

A whole pile.

The most obvious difficulty is that real estate is one of the most regionally-determined industries in existence. This is clear in obvious elements like market value, local preferences, rental/ownership splits and the like, but also is true in subtler ways, particularly local business practices.

Local custom can dictate all sorts of details: how square footage is measured, whether or not buyers ride in your vehicle with you, whether or not feedback is customary, what showing practices are standard.

Virtually everything in real estate changes depending on what state or province, or even what city, you're in. So how could one possible presume to establish national standards and rate Realtors® according to such standards with any semblance of fairness?

Another big drawback as far as I'm concerned involves the very nature of real estate sales. Independence is a double-edged sword, and if you want to dull one edge, you're going to have to take care of the other one, too.

Acting, as most of us do, as independent contractors, means many things. It means foregoing guaranteed income, guaranteed pay raises, real job security, a good pension, and paid benefits. It also means doing without a boss in any real sense, not having someone looking over your shoulder or docking your pay if you take a long weekend, and basically, it means freedom.

If a third party intends to promote a standardized, regulated real estate industry, and therefore to add pressure to agents to perform in particular ways, wouldn't a little of the extra security and regularity afforded employees in more typical work environments be a reasonable accompaniment?

There would clearly not be an equitable (or economical) way to provide such accoutrements, so why not keep things the way they are? Weak agents don't last, strong ones become successful it's as pure a marketplace as can likely be found in 21st Century North America, and that's part of its strength.

This may be a first for me, but I think things should be kept the way they are I'm not saying it ain't broke, only that it has a history of fixing itself.


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Dwight Puntigan
Your Professional REALTOR of CHOICE.
Century 21 Premier Lifestyles
1529 Old Highway 94 South
St. Charles, Mo. 63303
Phone:  636-947-6100  FAX:  636-947-6108  Cell:  636-219-6242
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